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James R. Spencer

Southern Insurance Advisors  I  Vice President

James is an Atlanta native and began his insurance career with State Farm. After a few years, he accepted an opportunity at Allstate. While at Allstate, James began writing many types of insurance with many different carriers and built an expanded skill set in the commercial space. To better serve his clients through an even greater offering, James joined Southern Insurance Advisors in 2018.


James’s current focus is commercial insurance – he can help his clients insure their property, their liability exposures, and help ensure that all appropriate insurance is in place.

An ideal commercial insurance referral for James would be: an established business that has been in operation for at least 3 years, does at least a million in annual revenue, and has 5 or more employees. James’s carriers also have great appetite for people who own buildings they rent out or occupy themselves.


James lives in Alpharetta, is married to his wonderful wife of 5 years, Danielle, and has 1 Shetland Sheepdog, Ronan. He enjoys spending his time with family and friends.



1103 Macy Drive

Roswell, GA 30076

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